Course Library

Regulation Z, Truth in Lending, sets the requirements for lending to consumers. This Regulation Z: Loan Originator Compensation online training course defines loan originator and sets basic requirements for a loan originator’s compensation including how and under what conditions a loan originator may be compensated as well as prohibited acts or practices.

Regulation Z requires creditors to disclose the terms and cost of consumer credit transactions and includes rules meant to inform and protect consumers. This Regulation Z: Open-end Credit (Non-Real Estate) online training course focuses on the requirements and limitations extended to open-end consumer credit that is not secured by real estate.

Regulation Z requires creditors to disclose the terms and cost of consumer credit transactions and includes rules meant to inform and protect consumers and there are specific requirements for open-end credit plans. This Regulation Z: Open-End Credit (Real Estate) online training course focuses on the requirements and limitations extended to open-end consumer credit secured by real estate.

This Regulation Z: Overview online training course will provide an overview of each of the subparts within the Truth in Lending Act. The regulation encompasses several laws or acts and has been amended over and over and requires creditors to disclose the terms and cost of consumer credit transactions along with a host of other things.

This Regulation Z: Periodic Statements online training course is designed for bank employees. This course explores the private education loans becoming more difficult for community banks to offer due to regulations set forth in 2010. This course will provide the details on coverage, disclosures, and other requirements of Regulation Z, Subpart F.

This Regulation Z: Private Education Loans online training course is designed for bank employees. Regulation Z sets forth specific rules regarding private education loans. It requires banks to provide specific disclosures at various times throughout the loan process as well as give certain rights to borrowers after closing. This course will provide the details on coverage, disclosures, and other requirements of Regulation Z.

This Regulation Z: Right of Rescission online training course is designed for bank employees. The right of rescission is a right, set forth by Regulation Z, the Truth in Lending Act, that allows a borrower to cancel a home equity loan or line of credit with a lender within three days of closing.

This Regulatory Accounting and Operational Auditing online training course is designed for auditors and other bank employees. Regulatory accounting and operational auditing are key to a bank’s overall performance in the market. Understanding bank financial statements and ratio analyses that derive from these statements, asset and liability management, and operational auditing are all critical requirements in the base knowledge and skills necessary to handle the responsibilities of a community bank internal auditor.