Course Library

This Regulation B: Credit Applications online training course is designed for bank employees. This course explores The Equal Credit Opportunity Act, enacted through Regulation B, prohibits discrimination in credit transactions. In this course, we will discuss things you can and cannot do when processing a credit application as well as information you must collect from an applicant.

This Regulation B: Equal Credit Opportunity Act - Overview online training course is designed for bank employees and explores The Equal Credit Opportunity Act (ECOA), enacted through Regulation B, prohibits discrimination in credit transactions. The Equal Credit Opportunity Act (ECOA), enacted through Regulation B, prohibits discrimination in credit transactions. The law is designed to protect applicants from unfair or discriminatory lending practices.

This online Regulation B: The Equal Credit Opportunity Act training course is designed for all persons and institutions that extend credit. The Regulation seeks to promote the availability of credit to all credit-worthy applicants by prohibiting creditor practices that discriminate on the basis of any of the Regulation's prohibited bases.

This Regulation BB: The Community Reinvestment Act online training course is designed for bank employees. This course explores the framework and criteria by which a regulator assesses a bank’s compliance with the CRA. It outlines the various tests and standards that a bank must comply with in order to meet the credit needs of the local communities in which the institution is chartered.

Regulation CC, also known as the Expedited Funds Availability Act, establishes the basic rights, liabilities, and responsibilities financial institutes have regarding the availability of deposited funds. Regulation CC governs how banks make deposited funds available to customers. This Regulation CC: Funds Availability Act - In Depth online training course provides an in-depth look at Regulation CC.

Regulation CC establishes the basic rights, liabilities, and responsibilities financial institutions have regarding the availability of consumer deposited funds. This Regulation CC: Funds Availability Act - Overview online training course provides an overview of funds availability rules, required notices, returning of checks, and substitute checks. This course is intended for frontline staff and those who make decisions regarding holds and the paying of checks.  

In this Regulation D: Reserve Requirements online training course we will discuss Regulation D and how it governs reserve requirements in the United States. Reserve requirements are designed to assist the federal government in the implementation of its monetary policy. In very basic terms, the level of reserves that must be maintained affects the monetary supply.

This Regulation DD: Truth in Savings – In-Depth online training course is designed for compliance employees involved in the creation and review of account disclosures and provides details on all of the Regulation DD requirements. The primary purpose of Regulation DD (Truth-in-Savings Act) is to give consumers enough information to make an informed decision about deposit accounts they want to open at the bank via standardized disclosures.